Pembina Valley Development Business Grants and Funding
Business Resources
Pembina Valley Local Resources Pembina Valley Business Planning Resources Pembina Valley Other Business Resource Links
1. Co-operatives Programs
2. Equity/Capital
3. Export – Trade Assistance
4. Grants
5. Loans/Financing
6. Special Programs/Resources
7. Technology Assistance
6. Special Programs/Resources
7. Technology Assistance
1. Co-operative Programs
2. Equity/Capital
3. Export – Trade Assistance
5. Loans/Financing
4. Grants
The Co-operative Loans and Loans Guarantee Board may provide loan guarantees on behalf of viable co-operatives to assist in their development and expansion. Toll free: 1-800-567-7334
The Cooperative Promotion Board promotes the co-op movement in Manitoba by drawing on two funds to provide small grants for a variety of activities. The General Account Fund supports the promotion and development of co-op organizations and the promotion of the general welfare of co-op organizations. Individuals, groups or co-ops interested in promoting or developing co-op enterprise in Manitoba may submit applications. Projects might include research directories, Web sites, workshops, newsletters, historical backgrounders, videos, CDs, bibliographies, scholarships and awards, contests, speaking tours and events. Toll free: 1-800-567-7334
The Cooperative Promotion Board promotes the co-op movement in Manitoba by drawing on two funds to provide small grants for a variety of activities. The General Account Fund supports the promotion and development of co-op organizations and the promotion of the general welfare of co-op organizations. Individuals, groups or co-ops interested in promoting or developing co-op enterprise in Manitoba may submit applications. Projects might include research directories, Web sites, workshops, newsletters, historical backgrounders, videos, CDs, bibliographies, scholarships and awards, contests, speaking tours and events. Toll free: 1-800-567-7334
Stimulates the formation of and provides venture capital to Canadian businesses in leading-edge industries with a strategic market position and a dynamic management team. Funds ranging from $500,000 to $3 million can be used to help finance a company’s capital-intensive research and development cycle, broaden a company’s export markets, or take the company public. The Business Development Bank will actively seek divestiture opportunities once a durable benefit to each party has been achieved. Phone: 1-877-232-2269
Stimulates the formation of and provides venture capital to Canadian businesses in leading-edge industries with a strategic market position and a dynamic management team. Funds ranging from $500,000 to $3 million can be used to help finance a company’s capital-intensive research and development cycle, broaden a company’s export markets, or take the company public. The Business Development Bank will actively seek divestiture opportunities once a durable benefit to each party has been achieved. Phone: 1-877-232-2269
The Invest Canada-Community Initiatives (ICCI) was launched in 1998 to help Canadian communities attract, retain and expand foreign direct investment. ICCI supports non-profit and public-private partnerships at the local community level. Phone: 204-983-6033
Export Development Canada (EDC) Accounts Receivable Insurance covers your company against 90 per cent of losses if your buyers do not pay. Sales contracts can be insured against a wide range of commercial and political risks including:
• bankruptcy of your buyer;
• default (failure to pay) by your buyer;
• refusal of goods by your buyer (provided you have met the contract terms);
• cancellation of the contract before you ship the goods (where contracts coverage is in place);
• payment delays caused by a blockage of funds or transfer difficulties;
• war or hostilities in your buyer’s country, or in other countries affecting your buyer’s country;
• cancellation or non-renewal of export or import permits.
Phone: 204-975-5090
Performance Security Insurance covers up to 95 per cent of your losses if your customer demands payment of a bond issued by your bank without valid reason. When a customer demands payment on a bond (an irrevocable letter of credit or letter of guarantee), your bank must pay immediately. Phone: 204-975-5090
Your independent source for funding information.
Here is a complete listing of all federal and provincial programs available to Manitobans.
As a business operating in Manitoba, you may get help every step of the way at every stage of your business lifecycle. Your benefits would include getting support for product and process commercialization and business development in all sectors and all regions of the province.
Your producer group or provincial commodity organizations can access financing for projects related to:
• the investigation of demonstration projects, such as introduction of new crops, field-scale testing of equipment, or diagnostic plots to measure crop nutrition or pest control
• the transfer or sharing of technology and information
• economic analysis by measuring the economic impact or merit of projects, commodities, practices and systems
Apply for funding for research and development projects for your agriculture or agri-food business. You could receive up to 50% of the funding needed for your project. The application process is open to individuals, associations, commodity groups, local organizations, agri-businesses and institutions.
Funding and support for young aboriginal business owners in rural Manitoba. Tap into funding for costs associated with establishing a business, and learning services such as seminars, workshops, educational tours, and conferences.
If you are transitioning to organic agricultural production or processing, you can access financing during the transition period to full organic status. You can get up to 2/3 of the cost of certification fees up to a maximum of $800 per year for two years.
By linking production, processing and marketing activities to market demands, value chains provide a unique way to manage risk. Through this program, you can access funding and other help to improve the value chain of your agri-food business.
As an agricultural producer, this program helps you set aside savings to protect against a 15% decline of your profit margin. You could also use the funds to manage risks or improve market outcome.
As you make annual deposits based on a percentage of your allowable net sales, you get matching contributions from the federal, provincial and territorial governments.
If your agricultural business is export-ready, you could access up to $50,000 to market your agricultural products in international markets. The financing can be used for:
• Advertising
• Promotions and product demonstrations
• Trade shows
• Teaching foreign buyers about your products
• Trade missions
If your business publishes books, you may qualify for a financial contribution to:
• Produce, market and distribute Canadian-authored books
• Hire help for business development activities
• Market Canadian-authored books abroad
You could get funding for projects that help Canadian agricultural farmers and processors adapt to change. For example, you could finance inventions that help protect crops or you could create new ways for farmers to do business. Apply for the national or regional program.
Are you interested in testing the co-operative model in innovative ways? If so, your project may qualify to receive up to $75,000 per year until 2013.
Are you looking for international partners for research and development collaboration? Are you interested in increasing your commercialization opportunities in foreign markets?
If you are a professional Canadian artist involved in dance, inter-arts, media arts, music, theatre, visual arts or writing and publishing, you can apply for a grant through the Grant Programs for Artists.
You may use the grant for expenses related to your creative production, to pay for professional development or residency costs, and to cover travel expenses. This program is designed to promote the arts in Canada and abroad.
If you are a professional writer, collective or publisher, you may be eligible for grants intended to help with many aspects of your literary profession, such as:
• Creation/translation
• Operating funds
• Organizational development assistance
• Presenting and dissemination assistance
• Professional development
• Project assistance
• Publication/promotion
• Travel
Do you operate an Aboriginal business in the housing industry? If so, you could be eligible to receive up to $10,000 in wage subsidies to hire and train First Nations or Inuit youths between the ages of 15 and 30.
Your small- or medium-sized enterprise could grow stronger, faster and bigger through innovation and technology. You could receive customized technical and business advice as well as non-repayable financial contributions to help you:
• Research, develop and commercialize new technologies
• Accelerate the adoption and adaptation of these technologies
You could receive up to $30,000 in non-repayable assistance towards the salary of a post-secondary graduate who can help your business research, develop and commercialize new technologies. To be eligible, your business needs to:
• Be incorporated and for-profit
• Have 500 or less full-time employees
• Be ready to enhance your innovation capacity
If your business collaborates with universities, colleges or research institutes to conduct research in the science and technology industry, this financing could cover up to 50% of the costs of approved joint research projects with partner countries.
To qualify, your project needs to have a high commercial potential for Canada and its partner countries: China, India, Israel and Brazil. Other conditions apply.
Is your business able to expand into developing countries and provide investments that could help their long term economic growth and reduce poverty? If so, this program could provide a cost-shared contribution to cover some of the costs involved in:
• Studying the viability of an investment
• Demonstrating and adapting appropriate technologies
• Taking on activities aimed at improving the economic, environmental and social benefits of that investment
Your annual revenue must exceed two million dollars. Before you apply, see the Applicant's Guide and contact a Program Advisor to complete a pre-qualification request.
If you produce milk products or manufacture processed products made from milk, you can receive up to $50,000 for consultation fees and up to $250,000 for new technologies, updating equipment, testing and packaging your product.
If you are a French language recording business, songwriter, composer or artist, you may be eligible for financing to help pay for:
• Recordings and production
• Artistic development
• Marketing and promotion
• Domestic and international business development
If you are a person with a disability, you could receive financial assistance for training to start a business and for living expenses while you learn.
To qualify, you need to:
• Have a permanent physical or mental disability;
• Be unemployed or work less than 20 hours a week;
• Be a Canadian citizen or landed immigrant;
• Not be able to get employment insurance or similar financing;
• Not have received benefits in the past three to five years.
You could get a wage subsidy to help you pay part of the salary of university or college graduates if you can give them work experience related to their studies.
You need to be in one of the following industries:
• Clothing
• Biotechnology
• Airplane maintenance
• Steelworks
• Printing
• Supply chain
• Cultural (artists, film-makers, artisans)
• Electricity
• Environment
• Food processing
• Information and communications
• Textiles
• Wood manufacturing
If you create technology that deals with climate change issues, clean air, clean water or soil quality, you could get funding to cover up to 33% of the costs involved in developing and testing your product.
CIHR provides funding opportunities for four themes of health research:
• Biomedical
• Clinical
• Health systems services
• Social, cultural, environmental and population health
Aboriginal Business Canada provides support to Aboriginal entrepreneurs seeking to start or expand their own businesses. The program provides business services and support to Canadian status and non-status Indian, Inuit and Métis individuals, associations, partnerships or other legal entities which are wholly or majority owned or controlled by Aboriginal people, on or off reserve.
Phone: 204-983-7316
BDC looks at your whole project – its viability, your management team, and your company’s financial strength, commitment, and future prospects. This allows BDC to be more flexible, take greater risks, and to help an increasing number of innovative Canadian businesses prosper in today’s global economy. Toll free: 1-877-329-9232
The CSBF Program, under the Canada Small Business Financing Act, can assist businesses in obtaining term loans of up to a maximum of $500,000 for any one business. The loans are made directly by a qualified lender (chartered banks, caisses populaires, Alberta Treasury Branches, and most credit unions). Toll free: 1-866-959-1699
The Community Works Loan Program has been established to make communitybased loans available to small businesses in rural and northern Manitoba. Participating Community Development Corporations administer the loans to provide capital to business start-ups or expansions, including home-based enterprises and small business ventures that will create new jobs in their hometowns.
Toll free: 1-800-567-7334
The Louis Riel Capital Corporation (LRCC) is a Manitoba Métis-owned lending institution created to finance the start-up, acquisition and/or expansion of viable Métis and Non-Status Indian controlled small businesses based in Manitoba.
Toll free: 1-800-387-6004
Youth Business Loan Fund (YBLF) is a loan fund which fosters business planning and startups among Métis youth in Manitoba, through the use of community based Aboriginal organizations and small business loans. Toll free: 1-800-568-8488
The Agri-Processing Initiative is designed for co-operatives and for-profit companies incorporated in Canada that are engaged in the processing of agricultural commodities or agri-based ingredients. The repayable contributions can provide up to 2 million or 50 per cent of eligible project costs. The program is geared toward companies implementing innovative new technologies, equipment, processes or products. Toll free: 1-877-246-4682
The Slaughter Improvement Program was designed to help existing slaughter facilities improve or modernize their operations; increase slaughter capacity or help provincially inspected facilities transition to federally inspected facilities. The repayable contributions can provide up to 50 per cent of eligible costs. Toll free: 1-877-246-4682
The EcoAgriculture Biofuels Capital Investment Program provides repayable contributions of up to $25 million per project for the construction or expansion of transportation biofuels production facilities. Funding is provided for projects that use agricultural feedstocks to produce biofuels. Toll free: 1-877-246-4682
The objective is to secure significant business investment which would not occur in Manitoba without provision of some level of government assistance. The program provides secured loan or loan guarantee assistance (typically range from $300,000 to $5.0 million) to recipient companies in return for fixed asset investment and long-term job creation. Phone: 204-945-1015 or Toll free: 1-800-282-8069
The Canada/Manitoba Business Service Centre created Business Guides to help you navigate through the wide range of programs and services in a specific area as well as related regulations that may affect your business venture. Business Guides featuring other topics of interest are also available by contacting the Canada/Manitoba Business Service Centre at 204-984-2272 (in Winnipeg) or 1-800-665-2019 (toll free in Canada) or by e-mail at
This is a new program designed to encourage business innovation and support entrepreneurism, commercialization and business development through a range of new grants and services across the full development life cycle. Program information will be available through MAFRI GO Centres, Canada/Manitoba Service Centres, Manitoba Business Gateways and online at the Manitoba Business Portal
( Toll free: 1-866-MANITOBA
BizPaL is an online service that simplifies the business permit and license process for entrepreneurs, governments, and third party business service providers. Easy and convenient, BizPaL provides Canadian businesses with one-stop access to permit and license information for all levels of government. The service’s primary goals are to slash document research time and help entrepreneurs start up faster.
The Business Start Program is a loan guarantee program with an educational component. Loans to new owner-managed businesses are provided through participating financial institutions and guaranteed by the Manitoba Government. The five-year term loan is a $30,000 maximum amount with an interest rate of prime plus one percent and a one-year deferral of principal repayment. Loan proceeds can provide funds for business registration or incorporation costs, equipment and inventory purchases, promotional costs and working capital needs.
Toll free (information): 1-800-665-2019 or 204-984-0037
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The Canadian Youth Business Foundation is a national non-profit organization that encourages and supports young Canadians, 18 to 34 years of age, who would not otherwise have the opportunity to learn about entrepreneurship and contribute to their community by establishing successful businesses.
Toll free: 1-800-464-2923 Ext. 2118
In Manitoba, Growing Forward supports programs to encourage innovations such as new business initiatives and value-added products that will add to agricultural-based value chains. Other programs include enhancements to food safety systems from the farm gate to the food plate and environmental protection planning. The vision of Growing Forward is for a profitable and innovative agriculture, agri-food and agri-based products industry that seizes opportunities in responding
to market demands and contributes to the health and well-being of Canadians. For a complete list of Growing Forward programs in Manitoba, visit or GO Offices are your point of contact for Growing Forward program delivery. In addition to accessing Growing Forward programs, our staff can provide
guidance for capitalizing on other available provincial funding as well.
To find your local MAFRI GO Centre or Office, call Manitoba Government Inquiry at 1-866-626-4862.
The Entrepreneurs with Disabilities Program makes it easier for entrepreneurs with disabilities to pursue their business goals and contribute to the economic growth of their rural communities, by providing access to business services across Western Canada such as:
• help to develop customized business plans;
• mentoring and counseling services;
• access to business training and development;
• help to identify needs for specialized equipment and the assistance needed to acquire it;
• financial assistance.
Phone: 204-943-2905
IWD provides business and industry with integrated and coordinated services for human resource planning and skills training development and delivery including:
• Industry Expansion – supports companies that are looking to relocate, expand, and/or re-tool their workforce to remain competitive in the Province by contributing toward their own investment in skills training for employees.
• Workforce Development Solutions – supports business with human
resource planning, recruitment and selection strategies, training and staff
development, performance management, job analysis and succession
planning and delivery by bringing together various partners that could
assist the company with their needs.
• Industry Sector Associations/Councils – are the driving force behind
innovative initiatives designed to increase the skills and knowledge of the workforce. They are organizations that bring together representatives from industry, labour and education dedicated to human resource development and training.

• Essential Skills (ES) – offers workplace-based ES solutions to business, labour and industry to respond to their needs for assessments, training opportunities, and human resource tools and solutions. Essential skills are the reading, document use, writing, numeracy, communication, teamwork, thinking, learning and computer skills required to successfully perform in the workplace.
• Recognition of Prior Learning (RPL) – offers workplace-based RPL
solutions to business, labour and industry to respond to their recruitment, internal progression, certification, performance management and training needs. RPL is the identification and recognition of skills and knowledge that an individual has achieved, including informal experiences.
MRAC funds 1/3 of total project costs up to a maximum of $300,000. Priority is given to projects in which industry partnerships have been formed and which are not eligible for funding through other government programs. Eligible projects include projects which address new value-added products and processes, technical analysis and technical feasibility studies, market and venture assessments, economic feasibility studies, adaptive research, support for engineering prototypes, strategic market plans and strategic business plans.
Phone: 204-982-4790 or Toll free 1-800-216-9767
The Industrial Technology Centre (ITC) helps organizations to apply innovative tools and practices to improve products, increase productivity, and boost competitiveness.
With over 30 years experience, ITC provides engineering, technical, advisory, and information services in many sectors, including: Aerospace, Transportation, Health, Energy, Environment, General Manufacturing, Building, Architecture, and Construction.
The Rural Entrepreneur Assistance component of REDI (Rural Economic Development Initiative), administered by Manitoba Agricultural Services Corporation, is designed to assist rural businesses in accessing financing. It provides loan guarantees to participating financial institutions for loans to new or expanding, full-time, small and home-based businesses in rural Manitoba. Loans may also be used to purchase existing businesses. Phone: 945-2180 or
Toll free: 1-800-282-8069 Ext. 2180
Export Development Canada offers flexible and competitive medium to long-term financing services to foreign buyers of Canadian goods and services. An EDC financing proposal allows exporters to offer buyers a complete sales package of goods and services. The financing benefits the exporter with a cash sale (EDC disburses to the exporter’s bank on behalf of the borrower) and the buyer with repayment terms. These services are available to Canadian exporters and financial institutions that support the export sale of Canadian goods and services.
Phone: 204-975-5090
Your Aboriginally-owned business could access up to $99,999 to:
• Start a business
• Expand an existing business
• Conduct marketing
• Develop new products and processes
• Other needs
You do not need to repay the funds. In addition to funding, your business may receive business planning support. Before submitting an application, contact a business development officer at Aboriginal Business Canada to discuss your project.
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P.O. Box 1900
Altona, MB R0G 0B0
Phone: (204) 324-8641
Toll Free: 1 877 324 6645
CED Tax Credit encourages local private investment in Manitoba-based opportunities by providing community-based enterprise development projects with the means to raise necessary equity capital. Eligible investments may be made either directly in qualifying Manitoba community enterprises or indirectly in a qualifying Community Development Investment Fund (CDIF). A CDIF uses a pool of funds to invest in eligible enterprises that are identified as local priorities. The
maximum amount that an enterprise or CDIF may raise, that will be eligible for the tax credit, is $500,000. However, projects requiring larger amounts will also be considered and may be approved.
Phone: 204-945-2157 or Toll free: 1-800-567-7334
Industry Consulting Services provides sector knowledge to business (manufacturing and processing) in the areas of marketing, technology, business development, and management. Existing infrastructure advantages are used to maximize economic development opportunities and encourage commercialization and adoption of new technologies and strategic alliances to further strengthen and diversify Manitoba’s industrial capabilities. Project development activities within the branch are wide-ranging and include a variety of projects from those initiated by sector planning activities to those responding to company specific opportunities. The objective of all project development activities is to create and preserve existing new jobs and investment in Manitoba.
The SE program assists eligible unemployed people to achieve economic self-sufficiency through the creation of their own jobs. The program provides participants with the training and supports necessary to start a business by offering business planning, self-employment/entrepreneurial skills training (includes classroom instruction) and individual consulting. Participation is subject to eligibility restrictions. Participants are eligible for up to 52 weeks of training and business supports (planning and on-going coaching) with up to 39 weeks of income support. Businesses must be launched by the end of the 13th week of participation in the program.
The Women’s Enterprise Centre of Manitoba is a non-profit organization dedicated to helping entrepreneurial women address the unique challenges facing them as they build their businesses. The Centre provides extensive, practical, results-oriented services such as loans, business advice, seminars, referrals, and networking opportunities for Manitoba women. Phone: 204-988-1860, or Toll free: 1-800-203-2343
The Young Entrepreneurs Business Grant and Skill Development for Young Entrepreneurs programs are components of the Government of Manitoba’s Partners with Youth Program and are administered by Manitoba Healthy Living, Youth and Seniors. Development and promotional support for this program is provided in partnership with Manitoba Agriculture, Food and Rural Initiatives and Manitoba Entrepreneurship, Training and Trade. This program encourages Manitoba’s young people to start their own full-time, year-round business and pursue self-employment as a career choice. Applications
are accepted on a year-round basis from youth aged 18 to 29 years. Under the Young Entrepreneurs program, approved applicants are eligible for a reimbursement grant of up to $4,000; on matched funding basis; to help defray business start-up costs and capital expenditures.
All youth interested in applying to the program must submit the completed application prior to their business becoming fully operational and a comprehensive business plan to be considered for approval.
Phone: 204-945-4284
The Young Rural Aboriginal Entrepreneurship Initiative supports the growth and development of young rural Aboriginal people in entrepreneurial and business initiatives located in rural Manitoba. The program provides financial assistance in the form of project contributions on a cost shared basis to:
• young rural Aboriginal entrepreneurs for costs associated with business start up, and
• community organizations for activities targeted at increasing the participation of young rural Aboriginal people in entrepreneurship and business, including extension programs and business activities aimed at young rural Aboriginal people less than 40 years of age from community organizations or aboriginal youth submitted in conjunction with their local MAFRI GO Office.
The program funding can be used for:
• costs associated with the establishment of a business,
• activities such as seminars and workshops, educational tours or conferences, and the development of resource materials.
Capturing Opportunities is an annual business and community forum that provides opportunities to connect with rural and northern businesses and community champions who are leading the development of the bio-economy sector in Manitoba. Whether you are curious to know more about opportunities in the bio-economy, or an entrepreneur seeking to expand your knowledge, this is the place for you.
A bird’s eye view of planning as it relates to the family farm business. It is one big plan made up of a number of components. Users may examine this model, determine where any gaps exist in their own planning process and, with a click of the mouse, retrieve the related resource information or tools.
The objective of the Aboriginal Procurement Initiative is to increase the participation of Aboriginal peoples and suppliers in providing goods and services to the Manitoba Government. To that end, Manitoba Procurement Services Branch has introduced an Aboriginal Procurement Initiative (API) to increase the participation of Aboriginal businesses in providing goods and services to government.
The 2011 Manitoba Venture Challenge is open to new and existing businesses in Manitoba seeking outside investment or advice to help them launch or expand. Now in its fourth year, the challenge offers three streams to participants, depending on their venture's stage of development
This service provides technical and business advisory services, coupled
with funding opportunities. This program is accessible to Canadian small and medium sized enterprises (500 employees or less) that are incorporated. Phone: 204-983-0092 or Toll free: 1-877-994-4727
The Vehicle Technology Centre Inc. (VTC) is a non-profit corporation, led by an industry Board, which has a mandate to promote the development of Manitoba's vehicle and transportation equipment manufacturing through expanded infrastructure, innovation and the use of new technologies.
album1011075.jpg Pembina Valley Maps PVDC Business Directory PVDC Business Resources PVDC Employer Resources PVDC Community Grants Pembina Valley Towns and RM's
Community involvement of community members and academics to create social change and promote social justice. In CBR, the community is not just a place for researchers to come and extract data. Instead, community partners have a full and equal voice in stages of research, education, and outreach. This also means that the research is 'action' orientated. CBR is a collaborative approach.
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